保险英语专业词汇（5）
——Classification of risk-2

1. Diversifiable Risk:

Sometimes called unsystematic risk or particular risk, is the risk that affects only some individuals, some businesses, or some small groups.

2. Nondiversifiable Risk:

Sometimes called systematic risk or fundamental risk, is the risk that affects large segment of society at the same time.

3. Pure risk

The risk with the chance of loss but no chance of gain

4. Speculative risk

The risk with the chance of gain as well as the chance of loss